You keep 100% of your donation

The pay rails are free and the agentic tools come with them, so 100% of every gift reaches your cause. Free to start, with a clear monthly cap on every premium action and no subscription.

3.5%
Whitelabel platform fee, per gift
Plus card and bank costs, passed through at cost
Start for free
  • The complete AI fundraising stack
  • Payment costs passed through at cost, never marked up
  • DonorFront™, Agents & DonorCardAI™
  • Unlimited campaigns and donors
  • No monthly fees. No setup. No contracts.
100%
of every gift reaches your cause

Donors cover the fee by default.

What a gift costs

A $100 card gift costs about $4.60 on Whitelabel, all in, and the donor is asked to cover it, so your cause keeps the full $100. Your CRM, email and AI agent come with it. Here is each platform on the same gift, from its own published pricing, checked on 28 September 2026.

A one-time card gift of
What each platform takes from a $100 one-time card gift when the donor does not cover it
PlatformFeesOn a $100 giftCRM and emailAt checkout
You keep 100%3.5% + interchangeCard costs at cost, about 1.1%$4.60Donor adds $4.82, you keep $100.00Built in, with SMS and the AI agent. It syncs to your CRM if you keep oneThe donor covers it, ticked by default
4% + 2.2% + 30¢1,2,3,4,5Last published rate. It now quotes about 1%, after donors pay on top$6.50About $6.93 more from each donor askedYour own CRM and marketing tools, such as Salesforce and HubSpotIts AI asks some donors to cover it
Standard2.95% + 2.2% + 30¢6,5,7$5.45A paid add-on, priced by quoteOptional, where you switch it on

A quoted cost of about 1% is not the price of a gift. Fundraise Up gives that figure as the charity's average share once donors have paid the fees on top, and it has not published its own rate since September 2026. At its last published rate a $100 gift still costs about $6.50; the donor pays it instead of the charity. We publish our rate on this page, and the checkout shows the donor exactly what covering it adds.1,2

Our 3.5% has no fixed charge on top, so a small gift keeps more of itself. On a $10 gift, the 30¢ most platforms add is 3% on its own.

Every figure is the platform's own published price for a one-time US card gift, before anything the donor chooses to add. Where a platform passes Stripe's fees through, we used Stripe's nonprofit rate of 2.2% + 30¢, as Donorbox and Fundraise Up document it. Stripe does not publish that rate itself, and a charity on Stripe's standard 2.9% + 30¢ pays 70¢ more on every $100.21 Subscriptions start at the entry price each company publishes and rise with the size of your database. Prices change, so check each source before you budget.

  1. Fundraise Up, pricing (no rate published as of 28 Sep 2026; about 1% quoted after donors cover fees)
  2. Fundraise Up, getting started, archived 6 Aug 2026 (4% per transaction)
  3. Fundraise Up, transaction costs (adaptive cost coverage on by default)
  4. Fundraise Up, compared with Classy (keeps your CRM and marketing tools up to date through integrations)
  5. Donorbox, platform and processing fees (Stripe nonprofit rate 2.2% + 30¢)
  6. Donorbox, pricing
  7. Donorbox, CRM and email marketing (a paid add-on)
  8. Bloomerang, pricing (CRM from $125 a month, billed yearly; Fundraising from $40 a month)
  9. Bloomerang, payment processing pricing (3.2% + 30¢ on CRM forms, 3.95% + 30¢ on Fundraising forms)
  10. GoFundMe Pro, pricing (annual subscription by quote)
  11. GoFundMe Pro, GoFundMe Pay rates
  12. GoFundMe Pro, donor-covered fees (worked example with a 3% service fee)
  13. GoFundMe Pro, integrations (Salesforce, Blackbaud, Bloomerang and others)
  14. GoFundMe, pricing
  15. GoFundMe, learn about fees (2.2% + 30¢ on charity fundraisers)
  16. GoFundMe, choosing a tip amount (the 17.5% default was seen at checkout on 28 Sep 2026)
  17. GoFundMe, accessing your nonprofit's data (US nonprofits reach donor data through GoFundMe Pro)
  18. Givelify, pricing
  19. Givelify, the cost for your organization
  20. Givelify, integrations (reports for church and donor management software)
  21. Stripe, pricing (standard rate 2.9% + 30¢)
No monthly plan, no setup, no contract

You pay per gift. That's it. No monthly subscription, no setup fees, no annual contract. The platform grows with you, not ahead of you.

Donors cover fees by default

At checkout the donor is asked to cover all fees by default, so 100% of the gift reaches you. It's optional, and if they decline it comes from the gift.

Payment security

Payments run on a licensed PCI-DSS Level 1 facilitator. Card details are tokenized on entry and never touch your site or ours. SOC 2 Type II controls.

How our fees work

See the full breakdown at /fee-structure.

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